Auctions
Where to pay your bidding deposit
Bidding on Tosma ZM is secured with a refundable K2,000 deposit. Pay it to the account below, then enter your payment reference on your buyer dashboard. We confirm the payment and your bidding opens — usually within one business day.
Airtel Money / MTN Money
- Registered name
- Tom Siyumbwa (Tosma General Dealers)
- Number
- +260 973 163 574
Before you confirm the transfer, check that the recipient name shown on your phone reads Tom Siyumbwa. If it does not, stop and call us.
Bank transfer
- Account name
- Tom Siyumbwa (Tosma General Dealers)
Request the bank name, account number and branch on WhatsApp — we send them directly so you always have them from us, never from a third party.
Request bank detailsVisa card
Paying by Visa? Call or WhatsApp us on +260 973 163 574 and we will arrange the card payment with you, then you enter the transaction reference on your dashboard.
Your money is safe
- • The K2,000 is a bidding deposit only — it is never a payment for a lot.
- • You get an email the moment we receive your reference, and again when it is approved.
- • If you do not win, the deposit is refunded in full after the auction closes.
- • If you win, we can apply it to the purchase price or refund it, your choice.
- • We never ask for your PIN, card CVV or one-time password. Nobody from Tosma ZM will.